LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,798
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,943
−HK$1,163/mo
Today · 4.125%
HK$39,106
baseline
▲ 0.50% · 4.625%
HK$41,485
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,212/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,938
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,036
−HK$1,113/mo
Today · 4.125%
HK$43,149
baseline
▲ 0.50% · 4.625%
HK$45,424
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,298/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,158
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,531
−HK$1,396/mo
Today · 4.125%
HK$46,927
baseline
▲ 0.50% · 4.625%
HK$49,782
+HK$2,855/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$93,854/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,125
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,443
−HK$1,336/mo
Today · 4.125%
HK$51,779
baseline
▲ 0.50% · 4.625%
HK$54,509
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$103,558/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,518
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,120
−HK$1,628/mo
Today · 4.125%
HK$54,748
baseline
▲ 0.50% · 4.625%
HK$58,079
+HK$3,331/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,496/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,313
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,850
−HK$1,559/mo
Today · 4.125%
HK$60,409
baseline
▲ 0.50% · 4.625%
HK$63,593
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,818/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,237
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,297
−HK$2,094/mo
Today · 4.125%
HK$70,391
baseline
▲ 0.50% · 4.625%
HK$74,674
+HK$4,283/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,782/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,688
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,664
−HK$2,005/mo
Today · 4.125%
HK$77,669
baseline
▲ 0.50% · 4.625%
HK$81,763
+HK$4,094/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,338/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,167 · Scale 2, in force from 26 Feb 2026)