LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,800
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,945
−HK$1,163/mo
Today · 4.125%
HK$39,108
baseline
▲ 0.50% · 4.625%
HK$41,487
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,216/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,940
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,038
−HK$1,114/mo
Today · 4.125%
HK$43,152
baseline
▲ 0.50% · 4.625%
HK$45,426
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,304/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,160
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,534
−HK$1,395/mo
Today · 4.125%
HK$46,929
baseline
▲ 0.50% · 4.625%
HK$49,785
+HK$2,856/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$93,858/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,128
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,445
−HK$1,337/mo
Today · 4.125%
HK$51,782
baseline
▲ 0.50% · 4.625%
HK$54,511
+HK$2,729/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$103,564/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,520
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,123
−HK$1,628/mo
Today · 4.125%
HK$54,751
baseline
▲ 0.50% · 4.625%
HK$58,082
+HK$3,331/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,502/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,316
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,853
−HK$1,559/mo
Today · 4.125%
HK$60,412
baseline
▲ 0.50% · 4.625%
HK$63,597
+HK$3,185/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,824/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,240
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,301
−HK$2,093/mo
Today · 4.125%
HK$70,394
baseline
▲ 0.50% · 4.625%
HK$74,677
+HK$4,283/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$140,788/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,692
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,668
−HK$2,005/mo
Today · 4.125%
HK$77,673
baseline
▲ 0.50% · 4.625%
HK$81,767
+HK$4,094/mo
Deposit HK$1.61M · loan HK$14.52M · min. income ≈ HK$155,346/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,197 · Scale 2, in force from 26 Feb 2026)