LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,802
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,946
−HK$1,163/mo
Today · 4.125%
HK$39,109
baseline
▲ 0.50% · 4.625%
HK$41,489
+HK$2,380/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,218/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,941
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,039
−HK$1,114/mo
Today · 4.125%
HK$43,153
baseline
▲ 0.50% · 4.625%
HK$45,428
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,306/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$605,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,162
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,536
−HK$1,395/mo
Today · 4.125%
HK$46,931
baseline
▲ 0.50% · 4.625%
HK$49,787
+HK$2,856/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$93,862/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,130
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,447
−HK$1,337/mo
Today · 4.125%
HK$51,784
baseline
▲ 0.50% · 4.625%
HK$54,514
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$103,568/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,522
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,125
−HK$1,628/mo
Today · 4.125%
HK$54,753
baseline
▲ 0.50% · 4.625%
HK$58,085
+HK$3,332/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,506/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,318
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,855
−HK$1,560/mo
Today · 4.125%
HK$60,415
baseline
▲ 0.50% · 4.625%
HK$63,599
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,830/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,243
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,303
−HK$2,094/mo
Today · 4.125%
HK$70,397
baseline
▲ 0.50% · 4.625%
HK$74,680
+HK$4,283/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,794/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,694
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,671
−HK$2,005/mo
Today · 4.125%
HK$77,676
baseline
▲ 0.50% · 4.625%
HK$81,770
+HK$4,094/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,352/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,221 · Scale 2, in force from 26 Feb 2026)