LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,803
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,948
−HK$1,163/mo
Today · 4.125%
HK$39,111
baseline
▲ 0.50% · 4.625%
HK$41,491
+HK$2,380/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,222/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,943
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,041
−HK$1,114/mo
Today · 4.125%
HK$43,155
baseline
▲ 0.50% · 4.625%
HK$45,430
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,310/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,164
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,538
−HK$1,396/mo
Today · 4.125%
HK$46,934
baseline
▲ 0.50% · 4.625%
HK$49,789
+HK$2,855/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$93,868/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,132
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,450
−HK$1,336/mo
Today · 4.125%
HK$51,786
baseline
▲ 0.50% · 4.625%
HK$54,516
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$103,572/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,525
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,127
−HK$1,629/mo
Today · 4.125%
HK$54,756
baseline
▲ 0.50% · 4.625%
HK$58,088
+HK$3,332/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,512/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,321
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,858
−HK$1,560/mo
Today · 4.125%
HK$60,418
baseline
▲ 0.50% · 4.625%
HK$63,602
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,836/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,246
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,307
−HK$2,093/mo
Today · 4.125%
HK$70,400
baseline
▲ 0.50% · 4.625%
HK$74,684
+HK$4,284/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,800/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,698
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,675
−HK$2,005/mo
Today · 4.125%
HK$77,680
baseline
▲ 0.50% · 4.625%
HK$81,774
+HK$4,094/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,360/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,251 · Scale 2, in force from 26 Feb 2026)