LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,804
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,949
−HK$1,163/mo
Today · 4.125%
HK$39,112
baseline
▲ 0.50% · 4.625%
HK$41,492
+HK$2,380/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,224/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,945
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,043
−HK$1,114/mo
Today · 4.125%
HK$43,157
baseline
▲ 0.50% · 4.625%
HK$45,432
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,314/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,165
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,539
−HK$1,396/mo
Today · 4.125%
HK$46,935
baseline
▲ 0.50% · 4.625%
HK$49,791
+HK$2,856/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$93,870/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,134
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,451
−HK$1,337/mo
Today · 4.125%
HK$51,788
baseline
▲ 0.50% · 4.625%
HK$54,518
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$103,576/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,526
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,129
−HK$1,628/mo
Today · 4.125%
HK$54,757
baseline
▲ 0.50% · 4.625%
HK$58,089
+HK$3,332/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,514/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,322
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,860
−HK$1,559/mo
Today · 4.125%
HK$60,419
baseline
▲ 0.50% · 4.625%
HK$63,604
+HK$3,185/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,838/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,248
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,309
−HK$2,093/mo
Today · 4.125%
HK$70,402
baseline
▲ 0.50% · 4.625%
HK$74,686
+HK$4,284/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,804/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,700
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,677
−HK$2,005/mo
Today · 4.125%
HK$77,682
baseline
▲ 0.50% · 4.625%
HK$81,777
+HK$4,095/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,364/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,269 · Scale 2, in force from 26 Feb 2026)