LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,805
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,949
−HK$1,164/mo
Today · 4.125%
HK$39,113
baseline
▲ 0.50% · 4.625%
HK$41,492
+HK$2,379/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,226/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,945
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,043
−HK$1,114/mo
Today · 4.125%
HK$43,157
baseline
▲ 0.50% · 4.625%
HK$45,432
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,314/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,166
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,539
−HK$1,396/mo
Today · 4.125%
HK$46,935
baseline
▲ 0.50% · 4.625%
HK$49,791
+HK$2,856/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$93,870/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,134
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,451
−HK$1,337/mo
Today · 4.125%
HK$51,788
baseline
▲ 0.50% · 4.625%
HK$54,518
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$103,576/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,526
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,129
−HK$1,629/mo
Today · 4.125%
HK$54,758
baseline
▲ 0.50% · 4.625%
HK$58,089
+HK$3,331/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,516/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,323
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,860
−HK$1,560/mo
Today · 4.125%
HK$60,420
baseline
▲ 0.50% · 4.625%
HK$63,604
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,840/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,248
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,309
−HK$2,094/mo
Today · 4.125%
HK$70,403
baseline
▲ 0.50% · 4.625%
HK$74,686
+HK$4,283/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,806/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,701
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,677
−HK$2,005/mo
Today · 4.125%
HK$77,682
baseline
▲ 0.50% · 4.625%
HK$81,777
+HK$4,095/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,364/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,271 · Scale 2, in force from 26 Feb 2026)