LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,805
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,950
−HK$1,163/mo
Today · 4.125%
HK$39,113
baseline
▲ 0.50% · 4.625%
HK$41,493
+HK$2,380/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,226/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,945
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,044
−HK$1,114/mo
Today · 4.125%
HK$43,158
baseline
▲ 0.50% · 4.625%
HK$45,432
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,316/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,166
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,540
−HK$1,396/mo
Today · 4.125%
HK$46,936
baseline
▲ 0.50% · 4.625%
HK$49,792
+HK$2,856/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$93,872/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,135
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,452
−HK$1,337/mo
Today · 4.125%
HK$51,789
baseline
▲ 0.50% · 4.625%
HK$54,519
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$103,578/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,527
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,130
−HK$1,629/mo
Today · 4.125%
HK$54,759
baseline
▲ 0.50% · 4.625%
HK$58,090
+HK$3,331/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,518/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,324
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,861
−HK$1,560/mo
Today · 4.125%
HK$60,421
baseline
▲ 0.50% · 4.625%
HK$63,605
+HK$3,184/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,842/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,249
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,310
−HK$2,094/mo
Today · 4.125%
HK$70,404
baseline
▲ 0.50% · 4.625%
HK$74,688
+HK$4,284/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,808/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,702
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,678
−HK$2,006/mo
Today · 4.125%
HK$77,684
baseline
▲ 0.50% · 4.625%
HK$81,778
+HK$4,094/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,368/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,281 · Scale 2, in force from 26 Feb 2026)