LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,806
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,950
−HK$1,164/mo
Today · 4.125%
HK$39,114
baseline
▲ 0.50% · 4.625%
HK$41,494
+HK$2,380/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,228/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,946
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,044
−HK$1,114/mo
Today · 4.125%
HK$43,158
baseline
▲ 0.50% · 4.625%
HK$45,433
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,316/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,167
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,541
−HK$1,395/mo
Today · 4.125%
HK$46,936
baseline
▲ 0.50% · 4.625%
HK$49,792
+HK$2,856/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$93,872/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,135
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,453
−HK$1,337/mo
Today · 4.125%
HK$51,790
baseline
▲ 0.50% · 4.625%
HK$54,520
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$103,580/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,528
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,131
−HK$1,628/mo
Today · 4.125%
HK$54,759
baseline
▲ 0.50% · 4.625%
HK$58,091
+HK$3,332/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,518/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,324
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,862
−HK$1,559/mo
Today · 4.125%
HK$60,421
baseline
▲ 0.50% · 4.625%
HK$63,606
+HK$3,185/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,842/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,250
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,311
−HK$2,094/mo
Today · 4.125%
HK$70,405
baseline
▲ 0.50% · 4.625%
HK$74,688
+HK$4,283/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,810/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,703
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,679
−HK$2,005/mo
Today · 4.125%
HK$77,684
baseline
▲ 0.50% · 4.625%
HK$81,779
+HK$4,095/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,368/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,288 · Scale 2, in force from 26 Feb 2026)