LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,806
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,951
−HK$1,163/mo
Today · 4.125%
HK$39,114
baseline
▲ 0.50% · 4.625%
HK$41,494
+HK$2,380/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,228/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,946
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,044
−HK$1,115/mo
Today · 4.125%
HK$43,159
baseline
▲ 0.50% · 4.625%
HK$45,433
+HK$2,274/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,318/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,167
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,541
−HK$1,396/mo
Today · 4.125%
HK$46,937
baseline
▲ 0.50% · 4.625%
HK$49,793
+HK$2,856/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$93,874/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,136
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,453
−HK$1,337/mo
Today · 4.125%
HK$51,790
baseline
▲ 0.50% · 4.625%
HK$54,520
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$103,580/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,528
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,131
−HK$1,629/mo
Today · 4.125%
HK$54,760
baseline
▲ 0.50% · 4.625%
HK$58,092
+HK$3,332/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,520/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,325
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,862
−HK$1,560/mo
Today · 4.125%
HK$60,422
baseline
▲ 0.50% · 4.625%
HK$63,607
+HK$3,185/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,844/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,251
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,312
−HK$2,093/mo
Today · 4.125%
HK$70,405
baseline
▲ 0.50% · 4.625%
HK$74,689
+HK$4,284/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,810/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,703
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,680
−HK$2,005/mo
Today · 4.125%
HK$77,685
baseline
▲ 0.50% · 4.625%
HK$81,780
+HK$4,095/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,370/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,294 · Scale 2, in force from 26 Feb 2026)