LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,807
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,952
−HK$1,163/mo
Today · 4.125%
HK$39,115
baseline
▲ 0.50% · 4.625%
HK$41,495
+HK$2,380/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,230/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,948
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,046
−HK$1,114/mo
Today · 4.125%
HK$43,160
baseline
▲ 0.50% · 4.625%
HK$45,435
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,320/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,169
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,542
−HK$1,396/mo
Today · 4.125%
HK$46,938
baseline
▲ 0.50% · 4.625%
HK$49,794
+HK$2,856/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$93,876/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,137
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,455
−HK$1,337/mo
Today · 4.125%
HK$51,792
baseline
▲ 0.50% · 4.625%
HK$54,522
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.68M · min. income ≈ HK$103,584/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,530
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,133
−HK$1,628/mo
Today · 4.125%
HK$54,761
baseline
▲ 0.50% · 4.625%
HK$58,093
+HK$3,332/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,522/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,327
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,864
−HK$1,560/mo
Today · 4.125%
HK$60,424
baseline
▲ 0.50% · 4.625%
HK$63,609
+HK$3,185/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,848/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,253
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,314
−HK$2,093/mo
Today · 4.125%
HK$70,407
baseline
▲ 0.50% · 4.625%
HK$74,692
+HK$4,285/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,814/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,706
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,682
−HK$2,006/mo
Today · 4.125%
HK$77,688
baseline
▲ 0.50% · 4.625%
HK$81,783
+HK$4,095/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,376/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,313 · Scale 2, in force from 26 Feb 2026)