LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,808
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,953
−HK$1,163/mo
Today · 4.125%
HK$39,116
baseline
▲ 0.50% · 4.625%
HK$41,496
+HK$2,380/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,232/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,948
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,047
−HK$1,114/mo
Today · 4.125%
HK$43,161
baseline
▲ 0.50% · 4.625%
HK$45,436
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,322/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,169
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,543
−HK$1,396/mo
Today · 4.125%
HK$46,939
baseline
▲ 0.50% · 4.625%
HK$49,795
+HK$2,856/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,878/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,138
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,456
−HK$1,337/mo
Today · 4.125%
HK$51,793
baseline
▲ 0.50% · 4.625%
HK$54,523
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,586/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,531
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,134
−HK$1,628/mo
Today · 4.125%
HK$54,762
baseline
▲ 0.50% · 4.625%
HK$58,095
+HK$3,333/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,524/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,328
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,865
−HK$1,560/mo
Today · 4.125%
HK$60,425
baseline
▲ 0.50% · 4.625%
HK$63,610
+HK$3,185/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,850/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,254
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,315
−HK$2,094/mo
Today · 4.125%
HK$70,409
baseline
▲ 0.50% · 4.625%
HK$74,693
+HK$4,284/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,818/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,707
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,684
−HK$2,005/mo
Today · 4.125%
HK$77,689
baseline
▲ 0.50% · 4.625%
HK$81,784
+HK$4,095/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,378/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,324 · Scale 2, in force from 26 Feb 2026)