LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,810
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,955
−HK$1,164/mo
Today · 4.125%
HK$39,119
baseline
▲ 0.50% · 4.625%
HK$41,499
+HK$2,380/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,238/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,951
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,049
−HK$1,115/mo
Today · 4.125%
HK$43,164
baseline
▲ 0.50% · 4.625%
HK$45,439
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,328/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,172
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,546
−HK$1,396/mo
Today · 4.125%
HK$46,942
baseline
▲ 0.50% · 4.625%
HK$49,799
+HK$2,857/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,884/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,141
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,459
−HK$1,337/mo
Today · 4.125%
HK$51,796
baseline
▲ 0.50% · 4.625%
HK$54,527
+HK$2,731/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,592/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,535
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,138
−HK$1,628/mo
Today · 4.125%
HK$54,766
baseline
▲ 0.50% · 4.625%
HK$58,099
+HK$3,333/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,532/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,332
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,869
−HK$1,560/mo
Today · 4.125%
HK$60,429
baseline
▲ 0.50% · 4.625%
HK$63,614
+HK$3,185/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,858/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,259
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,320
−HK$2,094/mo
Today · 4.125%
HK$70,414
baseline
▲ 0.50% · 4.625%
HK$74,698
+HK$4,284/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,828/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,712
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,689
−HK$2,006/mo
Today · 4.125%
HK$77,695
baseline
▲ 0.50% · 4.625%
HK$81,790
+HK$4,095/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,390/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,366 · Scale 2, in force from 26 Feb 2026)