LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,811
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,956
−HK$1,163/mo
Today · 4.125%
HK$39,119
baseline
▲ 0.50% · 4.625%
HK$41,500
+HK$2,381/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,238/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,952
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,050
−HK$1,114/mo
Today · 4.125%
HK$43,164
baseline
▲ 0.50% · 4.625%
HK$45,440
+HK$2,276/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,328/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,173
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,547
−HK$1,396/mo
Today · 4.125%
HK$46,943
baseline
▲ 0.50% · 4.625%
HK$49,800
+HK$2,857/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,886/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,142
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,460
−HK$1,337/mo
Today · 4.125%
HK$51,797
baseline
▲ 0.50% · 4.625%
HK$54,527
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,594/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,535
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,138
−HK$1,629/mo
Today · 4.125%
HK$54,767
baseline
▲ 0.50% · 4.625%
HK$58,100
+HK$3,333/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,534/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,333
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,870
−HK$1,560/mo
Today · 4.125%
HK$60,430
baseline
▲ 0.50% · 4.625%
HK$63,615
+HK$3,185/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,860/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,260
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,321
−HK$2,094/mo
Today · 4.125%
HK$70,415
baseline
▲ 0.50% · 4.625%
HK$74,699
+HK$4,284/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,830/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,713
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,690
−HK$2,006/mo
Today · 4.125%
HK$77,696
baseline
▲ 0.50% · 4.625%
HK$81,791
+HK$4,095/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,392/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,376 · Scale 2, in force from 26 Feb 2026)