LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,811
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,957
−HK$1,163/mo
Today · 4.125%
HK$39,120
baseline
▲ 0.50% · 4.625%
HK$41,500
+HK$2,380/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,240/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,952
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,051
−HK$1,114/mo
Today · 4.125%
HK$43,165
baseline
▲ 0.50% · 4.625%
HK$45,440
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,330/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,174
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,548
−HK$1,396/mo
Today · 4.125%
HK$46,944
baseline
▲ 0.50% · 4.625%
HK$49,800
+HK$2,856/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,888/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,143
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,461
−HK$1,337/mo
Today · 4.125%
HK$51,798
baseline
▲ 0.50% · 4.625%
HK$54,528
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,596/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,536
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,139
−HK$1,629/mo
Today · 4.125%
HK$54,768
baseline
▲ 0.50% · 4.625%
HK$58,100
+HK$3,332/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,536/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,333
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,871
−HK$1,560/mo
Today · 4.125%
HK$60,431
baseline
▲ 0.50% · 4.625%
HK$63,616
+HK$3,185/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,862/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,261
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,322
−HK$2,094/mo
Today · 4.125%
HK$70,416
baseline
▲ 0.50% · 4.625%
HK$74,700
+HK$4,284/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,832/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,714
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,691
−HK$2,006/mo
Today · 4.125%
HK$77,697
baseline
▲ 0.50% · 4.625%
HK$81,792
+HK$4,095/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,394/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,384 · Scale 2, in force from 26 Feb 2026)