LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,813
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,958
−HK$1,163/mo
Today · 4.125%
HK$39,121
baseline
▲ 0.50% · 4.625%
HK$41,502
+HK$2,381/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,242/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,954
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,052
−HK$1,114/mo
Today · 4.125%
HK$43,166
baseline
▲ 0.50% · 4.625%
HK$45,442
+HK$2,276/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,332/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,175
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,549
−HK$1,396/mo
Today · 4.125%
HK$46,945
baseline
▲ 0.50% · 4.625%
HK$49,802
+HK$2,857/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,890/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,145
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,463
−HK$1,337/mo
Today · 4.125%
HK$51,800
baseline
▲ 0.50% · 4.625%
HK$54,530
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,600/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,538
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,141
−HK$1,629/mo
Today · 4.125%
HK$54,770
baseline
▲ 0.50% · 4.625%
HK$58,102
+HK$3,332/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,540/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,335
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,873
−HK$1,560/mo
Today · 4.125%
HK$60,433
baseline
▲ 0.50% · 4.625%
HK$63,619
+HK$3,186/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,866/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,263
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,324
−HK$2,094/mo
Today · 4.125%
HK$70,418
baseline
▲ 0.50% · 4.625%
HK$74,703
+HK$4,285/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,836/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,717
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,694
−HK$2,006/mo
Today · 4.125%
HK$77,700
baseline
▲ 0.50% · 4.625%
HK$81,795
+HK$4,095/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,400/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,405 · Scale 2, in force from 26 Feb 2026)