LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,813
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,959
−HK$1,163/mo
Today · 4.125%
HK$39,122
baseline
▲ 0.50% · 4.625%
HK$41,502
+HK$2,380/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,244/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,955
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,053
−HK$1,114/mo
Today · 4.125%
HK$43,167
baseline
▲ 0.50% · 4.625%
HK$45,443
+HK$2,276/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,334/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,176
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,550
−HK$1,396/mo
Today · 4.125%
HK$46,946
baseline
▲ 0.50% · 4.625%
HK$49,803
+HK$2,857/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,892/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,145
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,464
−HK$1,337/mo
Today · 4.125%
HK$51,801
baseline
▲ 0.50% · 4.625%
HK$54,531
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,602/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,539
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,142
−HK$1,629/mo
Today · 4.125%
HK$54,771
baseline
▲ 0.50% · 4.625%
HK$58,103
+HK$3,332/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,542/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,336
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,874
−HK$1,560/mo
Today · 4.125%
HK$60,434
baseline
▲ 0.50% · 4.625%
HK$63,620
+HK$3,186/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,868/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,264
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,325
−HK$2,095/mo
Today · 4.125%
HK$70,420
baseline
▲ 0.50% · 4.625%
HK$74,704
+HK$4,284/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,840/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,718
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,695
−HK$2,006/mo
Today · 4.125%
HK$77,701
baseline
▲ 0.50% · 4.625%
HK$81,797
+HK$4,096/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,402/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,416 · Scale 2, in force from 26 Feb 2026)