LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,814
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,959
−HK$1,163/mo
Today · 4.125%
HK$39,122
baseline
▲ 0.50% · 4.625%
HK$41,503
+HK$2,381/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,244/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,955
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,053
−HK$1,114/mo
Today · 4.125%
HK$43,167
baseline
▲ 0.50% · 4.625%
HK$45,443
+HK$2,276/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,334/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,176
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,550
−HK$1,397/mo
Today · 4.125%
HK$46,947
baseline
▲ 0.50% · 4.625%
HK$49,803
+HK$2,856/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,894/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,146
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,464
−HK$1,337/mo
Today · 4.125%
HK$51,801
baseline
▲ 0.50% · 4.625%
HK$54,531
+HK$2,730/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,602/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,539
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,142
−HK$1,629/mo
Today · 4.125%
HK$54,771
baseline
▲ 0.50% · 4.625%
HK$58,104
+HK$3,333/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,542/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,337
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,874
−HK$1,560/mo
Today · 4.125%
HK$60,434
baseline
▲ 0.50% · 4.625%
HK$63,620
+HK$3,186/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,868/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,265
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,326
−HK$2,094/mo
Today · 4.125%
HK$70,420
baseline
▲ 0.50% · 4.625%
HK$74,705
+HK$4,285/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,840/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,719
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,696
−HK$2,005/mo
Today · 4.125%
HK$77,701
baseline
▲ 0.50% · 4.625%
HK$81,797
+HK$4,096/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,402/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,420 · Scale 2, in force from 26 Feb 2026)