LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,815
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,961
−HK$1,163/mo
Today · 4.125%
HK$39,124
baseline
▲ 0.50% · 4.625%
HK$41,505
+HK$2,381/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,248/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,957
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,055
−HK$1,115/mo
Today · 4.125%
HK$43,170
baseline
▲ 0.50% · 4.625%
HK$45,445
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,340/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,179
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,553
−HK$1,396/mo
Today · 4.125%
HK$46,949
baseline
▲ 0.50% · 4.625%
HK$49,806
+HK$2,857/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,898/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,148
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,466
−HK$1,337/mo
Today · 4.125%
HK$51,803
baseline
▲ 0.50% · 4.625%
HK$54,534
+HK$2,731/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,606/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,542
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,145
−HK$1,629/mo
Today · 4.125%
HK$54,774
baseline
▲ 0.50% · 4.625%
HK$58,107
+HK$3,333/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,548/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,340
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,877
−HK$1,560/mo
Today · 4.125%
HK$60,437
baseline
▲ 0.50% · 4.625%
HK$63,623
+HK$3,186/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,874/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,268
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,329
−HK$2,094/mo
Today · 4.125%
HK$70,423
baseline
▲ 0.50% · 4.625%
HK$74,708
+HK$4,285/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,846/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,722
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,699
−HK$2,006/mo
Today · 4.125%
HK$77,705
baseline
▲ 0.50% · 4.625%
HK$81,801
+HK$4,096/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,410/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,449 · Scale 2, in force from 26 Feb 2026)