LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,816
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,961
−HK$1,164/mo
Today · 4.125%
HK$39,125
baseline
▲ 0.50% · 4.625%
HK$41,505
+HK$2,380/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,250/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,958
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,056
−HK$1,114/mo
Today · 4.125%
HK$43,170
baseline
▲ 0.50% · 4.625%
HK$45,446
+HK$2,276/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,340/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,179
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,554
−HK$1,396/mo
Today · 4.125%
HK$46,950
baseline
▲ 0.50% · 4.625%
HK$49,807
+HK$2,857/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,900/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,149
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,467
−HK$1,337/mo
Today · 4.125%
HK$51,804
baseline
▲ 0.50% · 4.625%
HK$54,535
+HK$2,731/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,608/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,543
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,146
−HK$1,629/mo
Today · 4.125%
HK$54,775
baseline
▲ 0.50% · 4.625%
HK$58,108
+HK$3,333/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,550/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,341
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,878
−HK$1,560/mo
Today · 4.125%
HK$60,438
baseline
▲ 0.50% · 4.625%
HK$63,624
+HK$3,186/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,876/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,269
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,330
−HK$2,095/mo
Today · 4.125%
HK$70,425
baseline
▲ 0.50% · 4.625%
HK$74,710
+HK$4,285/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,850/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,724
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,701
−HK$2,006/mo
Today · 4.125%
HK$77,707
baseline
▲ 0.50% · 4.625%
HK$81,803
+HK$4,096/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,414/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,460 · Scale 2, in force from 26 Feb 2026)