LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,818
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,963
−HK$1,163/mo
Today · 4.125%
HK$39,126
baseline
▲ 0.50% · 4.625%
HK$41,507
+HK$2,381/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,252/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,959
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,058
−HK$1,114/mo
Today · 4.125%
HK$43,172
baseline
▲ 0.50% · 4.625%
HK$45,448
+HK$2,276/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,344/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,181
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,555
−HK$1,397/mo
Today · 4.125%
HK$46,952
baseline
▲ 0.50% · 4.625%
HK$49,809
+HK$2,857/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,904/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,151
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,469
−HK$1,337/mo
Today · 4.125%
HK$51,806
baseline
▲ 0.50% · 4.625%
HK$54,537
+HK$2,731/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,612/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,545
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,148
−HK$1,629/mo
Today · 4.125%
HK$54,777
baseline
▲ 0.50% · 4.625%
HK$58,110
+HK$3,333/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,554/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,343
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,881
−HK$1,560/mo
Today · 4.125%
HK$60,441
baseline
▲ 0.50% · 4.625%
HK$63,627
+HK$3,186/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,882/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,272
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,333
−HK$2,094/mo
Today · 4.125%
HK$70,427
baseline
▲ 0.50% · 4.625%
HK$74,713
+HK$4,286/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,854/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,727
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,704
−HK$2,006/mo
Today · 4.125%
HK$77,710
baseline
▲ 0.50% · 4.625%
HK$81,806
+HK$4,096/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,420/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,485 · Scale 2, in force from 26 Feb 2026)