LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,820
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,965
−HK$1,163/mo
Today · 4.125%
HK$39,128
baseline
▲ 0.50% · 4.625%
HK$41,509
+HK$2,381/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,256/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,961
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,060
−HK$1,114/mo
Today · 4.125%
HK$43,174
baseline
▲ 0.50% · 4.625%
HK$45,450
+HK$2,276/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,348/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,183
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,558
−HK$1,396/mo
Today · 4.125%
HK$46,954
baseline
▲ 0.50% · 4.625%
HK$49,811
+HK$2,857/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,908/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,154
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,472
−HK$1,337/mo
Today · 4.125%
HK$51,809
baseline
▲ 0.50% · 4.625%
HK$54,540
+HK$2,731/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,618/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,547
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,151
−HK$1,629/mo
Today · 4.125%
HK$54,780
baseline
▲ 0.50% · 4.625%
HK$58,113
+HK$3,333/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,560/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,346
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,884
−HK$1,560/mo
Today · 4.125%
HK$60,444
baseline
▲ 0.50% · 4.625%
HK$63,630
+HK$3,186/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,888/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,275
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,337
−HK$2,094/mo
Today · 4.125%
HK$70,431
baseline
▲ 0.50% · 4.625%
HK$74,717
+HK$4,286/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,862/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,730
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,708
−HK$2,006/mo
Today · 4.125%
HK$77,714
baseline
▲ 0.50% · 4.625%
HK$81,810
+HK$4,096/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,428/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,516 · Scale 2, in force from 26 Feb 2026)