LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,821
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,966
−HK$1,164/mo
Today · 4.125%
HK$39,130
baseline
▲ 0.50% · 4.625%
HK$41,511
+HK$2,381/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,260/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,963
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,061
−HK$1,115/mo
Today · 4.125%
HK$43,176
baseline
▲ 0.50% · 4.625%
HK$45,451
+HK$2,275/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,352/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,185
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,559
−HK$1,396/mo
Today · 4.125%
HK$46,955
baseline
▲ 0.50% · 4.625%
HK$49,813
+HK$2,858/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,910/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,155
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,473
−HK$1,338/mo
Today · 4.125%
HK$51,811
baseline
▲ 0.50% · 4.625%
HK$54,542
+HK$2,731/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,622/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,549
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,152
−HK$1,629/mo
Today · 4.125%
HK$54,781
baseline
▲ 0.50% · 4.625%
HK$58,115
+HK$3,334/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,562/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,348
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,886
−HK$1,560/mo
Today · 4.125%
HK$60,446
baseline
▲ 0.50% · 4.625%
HK$63,632
+HK$3,186/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,892/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,277
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,339
−HK$2,094/mo
Today · 4.125%
HK$70,433
baseline
▲ 0.50% · 4.625%
HK$74,719
+HK$4,286/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,866/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,733
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,710
−HK$2,006/mo
Today · 4.125%
HK$77,716
baseline
▲ 0.50% · 4.625%
HK$81,813
+HK$4,097/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,432/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,534 · Scale 2, in force from 26 Feb 2026)