LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,822
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,967
−HK$1,164/mo
Today · 4.125%
HK$39,131
baseline
▲ 0.50% · 4.625%
HK$41,512
+HK$2,381/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,262/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,964
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,062
−HK$1,115/mo
Today · 4.125%
HK$43,177
baseline
▲ 0.50% · 4.625%
HK$45,453
+HK$2,276/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,354/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,186
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,560
−HK$1,397/mo
Today · 4.125%
HK$46,957
baseline
▲ 0.50% · 4.625%
HK$49,814
+HK$2,857/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,914/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,156
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,475
−HK$1,337/mo
Today · 4.125%
HK$51,812
baseline
▲ 0.50% · 4.625%
HK$54,543
+HK$2,731/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,624/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,550
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,154
−HK$1,629/mo
Today · 4.125%
HK$54,783
baseline
▲ 0.50% · 4.625%
HK$58,116
+HK$3,333/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,566/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,349
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,887
−HK$1,561/mo
Today · 4.125%
HK$60,448
baseline
▲ 0.50% · 4.625%
HK$63,634
+HK$3,186/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,896/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,279
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,341
−HK$2,094/mo
Today · 4.125%
HK$70,435
baseline
▲ 0.50% · 4.625%
HK$74,721
+HK$4,286/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,870/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,735
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,712
−HK$2,006/mo
Today · 4.125%
HK$77,718
baseline
▲ 0.50% · 4.625%
HK$81,815
+HK$4,097/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,436/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,551 · Scale 2, in force from 26 Feb 2026)