LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,822
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,968
−HK$1,163/mo
Today · 4.125%
HK$39,131
baseline
▲ 0.50% · 4.625%
HK$41,513
+HK$2,382/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,262/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,965
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,063
−HK$1,115/mo
Today · 4.125%
HK$43,178
baseline
▲ 0.50% · 4.625%
HK$45,454
+HK$2,276/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,356/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,187
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,561
−HK$1,397/mo
Today · 4.125%
HK$46,958
baseline
▲ 0.50% · 4.625%
HK$49,815
+HK$2,857/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,916/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,157
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,476
−HK$1,337/mo
Today · 4.125%
HK$51,813
baseline
▲ 0.50% · 4.625%
HK$54,544
+HK$2,731/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,626/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$605,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,551
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,155
−HK$1,629/mo
Today · 4.125%
HK$54,784
baseline
▲ 0.50% · 4.625%
HK$58,118
+HK$3,334/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,568/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,350
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,888
−HK$1,561/mo
Today · 4.125%
HK$60,449
baseline
▲ 0.50% · 4.625%
HK$63,635
+HK$3,186/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,898/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,280
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,342
−HK$2,095/mo
Today · 4.125%
HK$70,437
baseline
▲ 0.50% · 4.625%
HK$74,723
+HK$4,286/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,874/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,736
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,714
−HK$2,006/mo
Today · 4.125%
HK$77,720
baseline
▲ 0.50% · 4.625%
HK$81,817
+HK$4,097/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,440/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,564 · Scale 2, in force from 26 Feb 2026)