LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,825
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,971
−HK$1,163/mo
Today · 4.125%
HK$39,134
baseline
▲ 0.50% · 4.625%
HK$41,516
+HK$2,382/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,268/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,968
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,066
−HK$1,115/mo
Today · 4.125%
HK$43,181
baseline
▲ 0.50% · 4.625%
HK$45,457
+HK$2,276/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,362/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,190
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,565
−HK$1,396/mo
Today · 4.125%
HK$46,961
baseline
▲ 0.50% · 4.625%
HK$49,819
+HK$2,858/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,922/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,161
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,480
−HK$1,337/mo
Today · 4.125%
HK$51,817
baseline
▲ 0.50% · 4.625%
HK$54,549
+HK$2,732/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,634/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,555
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,159
−HK$1,629/mo
Today · 4.125%
HK$54,788
baseline
▲ 0.50% · 4.625%
HK$58,122
+HK$3,334/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,576/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,355
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,893
−HK$1,560/mo
Today · 4.125%
HK$60,453
baseline
▲ 0.50% · 4.625%
HK$63,640
+HK$3,187/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,906/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,285
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,347
−HK$2,095/mo
Today · 4.125%
HK$70,442
baseline
▲ 0.50% · 4.625%
HK$74,728
+HK$4,286/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,884/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,742
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,719
−HK$2,007/mo
Today · 4.125%
HK$77,726
baseline
▲ 0.50% · 4.625%
HK$81,823
+HK$4,097/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,452/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,610 · Scale 2, in force from 26 Feb 2026)