LTV · monthly repayment
▼ 0.50% · 3.625%
HK$368,256
−HK$23,093/mo
▼ 0.25% · 3.875%
HK$379,711
−HK$11,638/mo
Today · 4.125%
HK$391,349
baseline
▲ 0.50% · 4.625%
HK$415,161
+HK$23,812/mo
Deposit HK$80.75M · loan HK$80.75M · min. income ≈ HK$782,698/mo (50% DSR)
Upfront cash ≈ HK$91.25M (deposit + AVD stamp duty HK$10,497,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,681
−HK$22,134/mo
▼ 0.25% · 3.875%
HK$420,668
−HK$11,147/mo
Today · 4.125%
HK$431,815
baseline
▲ 0.50% · 4.625%
HK$454,576
+HK$22,761/mo
Deposit HK$80.75M · loan HK$80.75M · min. income ≈ HK$863,630/mo (50% DSR)
Upfront cash ≈ HK$91.25M (deposit + AVD stamp duty HK$10,497,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$441,907
−HK$27,712/mo
▼ 0.25% · 3.875%
HK$455,653
−HK$13,966/mo
Today · 4.125%
HK$469,619
baseline
▲ 0.50% · 4.625%
HK$498,194
+HK$28,575/mo
Deposit HK$64.60M · loan HK$96.90M · min. income ≈ HK$939,238/mo (50% DSR)
Upfront cash ≈ HK$75.10M (deposit + AVD stamp duty HK$10,497,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$491,617
−HK$26,561/mo
▼ 0.25% · 3.875%
HK$504,802
−HK$13,376/mo
Today · 4.125%
HK$518,178
baseline
▲ 0.50% · 4.625%
HK$545,492
+HK$27,314/mo
Deposit HK$64.60M · loan HK$96.90M · min. income ≈ HK$1,036,356/mo (50% DSR)
Upfront cash ≈ HK$75.10M (deposit + AVD stamp duty HK$10,497,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$515,558
−HK$32,330/mo
▼ 0.25% · 3.875%
HK$531,595
−HK$16,293/mo
Today · 4.125%
HK$547,888
baseline
▲ 0.50% · 4.625%
HK$581,226
+HK$33,338/mo
Deposit HK$48.45M · loan HK$113.05M · min. income ≈ HK$1,095,776/mo (50% DSR)
Upfront cash ≈ HK$58.95M (deposit + AVD stamp duty HK$10,497,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$573,553
−HK$30,988/mo
▼ 0.25% · 3.875%
HK$588,936
−HK$15,605/mo
Today · 4.125%
HK$604,541
baseline
▲ 0.50% · 4.625%
HK$636,407
+HK$31,866/mo
Deposit HK$48.45M · loan HK$113.05M · min. income ≈ HK$1,209,082/mo (50% DSR)
Upfront cash ≈ HK$58.95M (deposit + AVD stamp duty HK$10,497,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$662,861
−HK$41,567/mo
▼ 0.25% · 3.875%
HK$683,479
−HK$20,949/mo
Today · 4.125%
HK$704,428
baseline
▲ 0.50% · 4.625%
HK$747,291
+HK$42,863/mo
Deposit HK$16.15M · loan HK$145.35M · min. income ≈ HK$1,408,856/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$10,497,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$737,426
−HK$39,841/mo
▼ 0.25% · 3.875%
HK$757,203
−HK$20,064/mo
Today · 4.125%
HK$777,267
baseline
▲ 0.50% · 4.625%
HK$818,238
+HK$40,971/mo
Deposit HK$16.15M · loan HK$145.35M · min. income ≈ HK$1,554,534/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$10,497,344 · Scale 2, in force from 26 Feb 2026)