LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,826
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,972
−HK$1,163/mo
Today · 4.125%
HK$39,135
baseline
▲ 0.50% · 4.625%
HK$41,517
+HK$2,382/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$78,270/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,969
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,067
−HK$1,115/mo
Today · 4.125%
HK$43,182
baseline
▲ 0.50% · 4.625%
HK$45,458
+HK$2,276/mo
Deposit HK$8.07M · loan HK$8.07M · min. income ≈ HK$86,364/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,191
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,566
−HK$1,396/mo
Today · 4.125%
HK$46,962
baseline
▲ 0.50% · 4.625%
HK$49,820
+HK$2,858/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,924/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,162
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,481
−HK$1,337/mo
Today · 4.125%
HK$51,818
baseline
▲ 0.50% · 4.625%
HK$54,550
+HK$2,732/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,636/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,556
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,160
−HK$1,630/mo
Today · 4.125%
HK$54,790
baseline
▲ 0.50% · 4.625%
HK$58,123
+HK$3,333/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$109,580/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,356
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,894
−HK$1,561/mo
Today · 4.125%
HK$60,455
baseline
▲ 0.50% · 4.625%
HK$63,641
+HK$3,186/mo
Deposit HK$4.84M · loan HK$11.30M · min. income ≈ HK$120,910/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,287
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,349
−HK$2,095/mo
Today · 4.125%
HK$70,444
baseline
▲ 0.50% · 4.625%
HK$74,730
+HK$4,286/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$140,888/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,744
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,721
−HK$2,007/mo
Today · 4.125%
HK$77,728
baseline
▲ 0.50% · 4.625%
HK$81,825
+HK$4,097/mo
Deposit HK$1.61M · loan HK$14.53M · min. income ≈ HK$155,456/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,624 · Scale 2, in force from 26 Feb 2026)