LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,830
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,976
−HK$1,163/mo
Today · 4.125%
HK$39,139
baseline
▲ 0.50% · 4.625%
HK$41,521
+HK$2,382/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,278/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,973
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,072
−HK$1,115/mo
Today · 4.125%
HK$43,187
baseline
▲ 0.50% · 4.625%
HK$45,463
+HK$2,276/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,374/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,196
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,571
−HK$1,396/mo
Today · 4.125%
HK$46,967
baseline
▲ 0.50% · 4.625%
HK$49,825
+HK$2,858/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,934/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,168
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,486
−HK$1,338/mo
Today · 4.125%
HK$51,824
baseline
▲ 0.50% · 4.625%
HK$54,556
+HK$2,732/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,648/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,562
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,166
−HK$1,629/mo
Today · 4.125%
HK$54,795
baseline
▲ 0.50% · 4.625%
HK$58,129
+HK$3,334/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$109,590/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,362
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,901
−HK$1,560/mo
Today · 4.125%
HK$60,461
baseline
▲ 0.50% · 4.625%
HK$63,648
+HK$3,187/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$120,922/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,294
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,356
−HK$2,095/mo
Today · 4.125%
HK$70,451
baseline
▲ 0.50% · 4.625%
HK$74,738
+HK$4,287/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$140,902/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,751
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,729
−HK$2,007/mo
Today · 4.125%
HK$77,736
baseline
▲ 0.50% · 4.625%
HK$81,833
+HK$4,097/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$155,472/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,688 · Scale 2, in force from 26 Feb 2026)