LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,831
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,977
−HK$1,164/mo
Today · 4.125%
HK$39,141
baseline
▲ 0.50% · 4.625%
HK$41,523
+HK$2,382/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,282/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,975
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,074
−HK$1,114/mo
Today · 4.125%
HK$43,188
baseline
▲ 0.50% · 4.625%
HK$45,465
+HK$2,277/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,376/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,198
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,573
−HK$1,396/mo
Today · 4.125%
HK$46,969
baseline
▲ 0.50% · 4.625%
HK$49,827
+HK$2,858/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,938/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,170
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,488
−HK$1,338/mo
Today · 4.125%
HK$51,826
baseline
▲ 0.50% · 4.625%
HK$54,558
+HK$2,732/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,652/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,564
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,168
−HK$1,630/mo
Today · 4.125%
HK$54,798
baseline
▲ 0.50% · 4.625%
HK$58,132
+HK$3,334/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$109,596/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,364
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,903
−HK$1,561/mo
Today · 4.125%
HK$60,464
baseline
▲ 0.50% · 4.625%
HK$63,651
+HK$3,187/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$120,928/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,297
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,359
−HK$2,095/mo
Today · 4.125%
HK$70,454
baseline
▲ 0.50% · 4.625%
HK$74,741
+HK$4,287/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$140,908/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,754
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,732
−HK$2,007/mo
Today · 4.125%
HK$77,739
baseline
▲ 0.50% · 4.625%
HK$81,837
+HK$4,098/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$155,478/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,713 · Scale 2, in force from 26 Feb 2026)