LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,833
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,979
−HK$1,164/mo
Today · 4.125%
HK$39,143
baseline
▲ 0.50% · 4.625%
HK$41,524
+HK$2,381/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,286/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,976
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,075
−HK$1,115/mo
Today · 4.125%
HK$43,190
baseline
▲ 0.50% · 4.625%
HK$45,467
+HK$2,277/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,380/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,199
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,574
−HK$1,397/mo
Today · 4.125%
HK$46,971
baseline
▲ 0.50% · 4.625%
HK$49,829
+HK$2,858/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,942/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,171
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,490
−HK$1,338/mo
Today · 4.125%
HK$51,828
baseline
▲ 0.50% · 4.625%
HK$54,560
+HK$2,732/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,656/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,566
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,170
−HK$1,630/mo
Today · 4.125%
HK$54,800
baseline
▲ 0.50% · 4.625%
HK$58,134
+HK$3,334/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$109,600/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,367
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,905
−HK$1,561/mo
Today · 4.125%
HK$60,466
baseline
▲ 0.50% · 4.625%
HK$63,653
+HK$3,187/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$120,932/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,299
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,361
−HK$2,096/mo
Today · 4.125%
HK$70,457
baseline
▲ 0.50% · 4.625%
HK$74,744
+HK$4,287/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$140,914/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,757
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,735
−HK$2,007/mo
Today · 4.125%
HK$77,742
baseline
▲ 0.50% · 4.625%
HK$81,840
+HK$4,098/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$155,484/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,735 · Scale 2, in force from 26 Feb 2026)