LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,838
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,983
−HK$1,165/mo
Today · 4.125%
HK$39,148
baseline
▲ 0.50% · 4.625%
HK$41,530
+HK$2,382/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,296/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,981
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,080
−HK$1,115/mo
Today · 4.125%
HK$43,195
baseline
▲ 0.50% · 4.625%
HK$45,472
+HK$2,277/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,390/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,205
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,580
−HK$1,397/mo
Today · 4.125%
HK$46,977
baseline
▲ 0.50% · 4.625%
HK$49,836
+HK$2,859/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,954/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,178
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,497
−HK$1,338/mo
Today · 4.125%
HK$51,835
baseline
▲ 0.50% · 4.625%
HK$54,567
+HK$2,732/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,670/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,573
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,177
−HK$1,630/mo
Today · 4.125%
HK$54,807
baseline
▲ 0.50% · 4.625%
HK$58,141
+HK$3,334/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$109,614/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,374
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,913
−HK$1,561/mo
Today · 4.125%
HK$60,474
baseline
▲ 0.50% · 4.625%
HK$63,661
+HK$3,187/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$120,948/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,308
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,370
−HK$2,096/mo
Today · 4.125%
HK$70,466
baseline
▲ 0.50% · 4.625%
HK$74,753
+HK$4,287/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$140,932/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,767
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,745
−HK$2,007/mo
Today · 4.125%
HK$77,752
baseline
▲ 0.50% · 4.625%
HK$81,850
+HK$4,098/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$155,504/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,813 · Scale 2, in force from 26 Feb 2026)