LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,842
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,988
−HK$1,164/mo
Today · 4.125%
HK$39,152
baseline
▲ 0.50% · 4.625%
HK$41,534
+HK$2,382/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,304/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,986
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,085
−HK$1,115/mo
Today · 4.125%
HK$43,200
baseline
▲ 0.50% · 4.625%
HK$45,478
+HK$2,278/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,400/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$605,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,210
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,585
−HK$1,397/mo
Today · 4.125%
HK$46,982
baseline
▲ 0.50% · 4.625%
HK$49,841
+HK$2,859/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$93,964/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,183
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,502
−HK$1,338/mo
Today · 4.125%
HK$51,840
baseline
▲ 0.50% · 4.625%
HK$54,573
+HK$2,733/mo
Deposit HK$6.46M · loan HK$9.69M · min. income ≈ HK$103,680/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$605,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,578
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,183
−HK$1,630/mo
Today · 4.125%
HK$54,813
baseline
▲ 0.50% · 4.625%
HK$58,148
+HK$3,335/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$109,626/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,380
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,919
−HK$1,562/mo
Today · 4.125%
HK$60,481
baseline
▲ 0.50% · 4.625%
HK$63,669
+HK$3,188/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$120,962/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$605,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,315
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$68,378
−HK$2,096/mo
Today · 4.125%
HK$70,474
baseline
▲ 0.50% · 4.625%
HK$74,762
+HK$4,288/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$140,948/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,775
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$75,753
−HK$2,008/mo
Today · 4.125%
HK$77,761
baseline
▲ 0.50% · 4.625%
HK$81,860
+HK$4,099/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$155,522/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$605,881 · Scale 2, in force from 26 Feb 2026)