LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,850
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,996
−HK$1,165/mo
Today · 4.125%
HK$39,161
baseline
▲ 0.50% · 4.625%
HK$41,544
+HK$2,383/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,322/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,996
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,095
−HK$1,115/mo
Today · 4.125%
HK$43,210
baseline
▲ 0.50% · 4.625%
HK$45,488
+HK$2,278/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,420/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,220
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,596
−HK$1,397/mo
Today · 4.125%
HK$46,993
baseline
▲ 0.50% · 4.625%
HK$49,853
+HK$2,860/mo
Deposit HK$6.46M · loan HK$9.70M · min. income ≈ HK$93,986/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,195
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,514
−HK$1,338/mo
Today · 4.125%
HK$51,852
baseline
▲ 0.50% · 4.625%
HK$54,586
+HK$2,734/mo
Deposit HK$6.46M · loan HK$9.70M · min. income ≈ HK$103,704/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,590
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,195
−HK$1,631/mo
Today · 4.125%
HK$54,826
baseline
▲ 0.50% · 4.625%
HK$58,162
+HK$3,336/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$109,652/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$606,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,394
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,933
−HK$1,562/mo
Today · 4.125%
HK$60,495
baseline
▲ 0.50% · 4.625%
HK$63,683
+HK$3,188/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$120,990/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$606,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,330
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$68,394
−HK$2,096/mo
Today · 4.125%
HK$70,490
baseline
▲ 0.50% · 4.625%
HK$74,779
+HK$4,289/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$140,980/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,792
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$75,771
−HK$2,008/mo
Today · 4.125%
HK$77,779
baseline
▲ 0.50% · 4.625%
HK$81,879
+HK$4,100/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$155,558/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,022 · Scale 2, in force from 26 Feb 2026)