LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,851
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,997
−HK$1,165/mo
Today · 4.125%
HK$39,162
baseline
▲ 0.50% · 4.625%
HK$41,544
+HK$2,382/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,324/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,996
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,096
−HK$1,115/mo
Today · 4.125%
HK$43,211
baseline
▲ 0.50% · 4.625%
HK$45,489
+HK$2,278/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,422/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,221
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,596
−HK$1,398/mo
Today · 4.125%
HK$46,994
baseline
▲ 0.50% · 4.625%
HK$49,853
+HK$2,859/mo
Deposit HK$6.46M · loan HK$9.70M · min. income ≈ HK$93,988/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,195
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,515
−HK$1,338/mo
Today · 4.125%
HK$51,853
baseline
▲ 0.50% · 4.625%
HK$54,586
+HK$2,733/mo
Deposit HK$6.46M · loan HK$9.70M · min. income ≈ HK$103,706/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,591
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,196
−HK$1,630/mo
Today · 4.125%
HK$54,826
baseline
▲ 0.50% · 4.625%
HK$58,162
+HK$3,336/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$109,652/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$606,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,395
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,934
−HK$1,561/mo
Today · 4.125%
HK$60,495
baseline
▲ 0.50% · 4.625%
HK$63,684
+HK$3,189/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$120,990/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$606,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,331
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$68,395
−HK$2,096/mo
Today · 4.125%
HK$70,491
baseline
▲ 0.50% · 4.625%
HK$74,780
+HK$4,289/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$140,982/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,793
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$75,772
−HK$2,008/mo
Today · 4.125%
HK$77,780
baseline
▲ 0.50% · 4.625%
HK$81,880
+HK$4,100/mo
Deposit HK$1.62M · loan HK$14.54M · min. income ≈ HK$155,560/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,030 · Scale 2, in force from 26 Feb 2026)