LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,852
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,998
−HK$1,164/mo
Today · 4.125%
HK$39,162
baseline
▲ 0.50% · 4.625%
HK$41,545
+HK$2,383/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,324/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,997
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,097
−HK$1,115/mo
Today · 4.125%
HK$43,212
baseline
▲ 0.50% · 4.625%
HK$45,490
+HK$2,278/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,424/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,222
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,597
−HK$1,398/mo
Today · 4.125%
HK$46,995
baseline
▲ 0.50% · 4.625%
HK$49,855
+HK$2,860/mo
Deposit HK$6.46M · loan HK$9.70M · min. income ≈ HK$93,990/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,196
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,516
−HK$1,338/mo
Today · 4.125%
HK$51,854
baseline
▲ 0.50% · 4.625%
HK$54,588
+HK$2,734/mo
Deposit HK$6.46M · loan HK$9.70M · min. income ≈ HK$103,708/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,592
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,197
−HK$1,630/mo
Today · 4.125%
HK$54,827
baseline
▲ 0.50% · 4.625%
HK$58,164
+HK$3,337/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$109,654/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$606,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,396
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,935
−HK$1,562/mo
Today · 4.125%
HK$60,497
baseline
▲ 0.50% · 4.625%
HK$63,686
+HK$3,189/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$120,994/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$606,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,333
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$68,396
−HK$2,096/mo
Today · 4.125%
HK$70,492
baseline
▲ 0.50% · 4.625%
HK$74,782
+HK$4,290/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$140,984/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,795
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$75,774
−HK$2,008/mo
Today · 4.125%
HK$77,782
baseline
▲ 0.50% · 4.625%
HK$81,881
+HK$4,099/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,564/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,044 · Scale 2, in force from 26 Feb 2026)