LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,854
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$38,001
−HK$1,164/mo
Today · 4.125%
HK$39,165
baseline
▲ 0.50% · 4.625%
HK$41,548
+HK$2,383/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,330/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,000
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,100
−HK$1,115/mo
Today · 4.125%
HK$43,215
baseline
▲ 0.50% · 4.625%
HK$45,493
+HK$2,278/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,430/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,225
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,601
−HK$1,397/mo
Today · 4.125%
HK$46,998
baseline
▲ 0.50% · 4.625%
HK$49,858
+HK$2,860/mo
Deposit HK$6.46M · loan HK$9.70M · min. income ≈ HK$93,996/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,200
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,520
−HK$1,338/mo
Today · 4.125%
HK$51,858
baseline
▲ 0.50% · 4.625%
HK$54,592
+HK$2,734/mo
Deposit HK$6.46M · loan HK$9.70M · min. income ≈ HK$103,716/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,596
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,201
−HK$1,630/mo
Today · 4.125%
HK$54,831
baseline
▲ 0.50% · 4.625%
HK$58,168
+HK$3,337/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$109,662/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$606,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,400
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,939
−HK$1,562/mo
Today · 4.125%
HK$60,501
baseline
▲ 0.50% · 4.625%
HK$63,690
+HK$3,189/mo
Deposit HK$4.85M · loan HK$11.31M · min. income ≈ HK$121,002/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$606,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,338
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$68,401
−HK$2,097/mo
Today · 4.125%
HK$70,498
baseline
▲ 0.50% · 4.625%
HK$74,787
+HK$4,289/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$140,996/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,800
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$75,779
−HK$2,008/mo
Today · 4.125%
HK$77,787
baseline
▲ 0.50% · 4.625%
HK$81,887
+HK$4,100/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,574/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,088 · Scale 2, in force from 26 Feb 2026)