LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,861
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,008
−HK$1,165/mo
Today · 4.125%
HK$39,173
baseline
▲ 0.50% · 4.625%
HK$41,556
+HK$2,383/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,346/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,008
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,107
−HK$1,116/mo
Today · 4.125%
HK$43,223
baseline
▲ 0.50% · 4.625%
HK$45,502
+HK$2,279/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,446/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,233
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,609
−HK$1,398/mo
Today · 4.125%
HK$47,007
baseline
▲ 0.50% · 4.625%
HK$49,867
+HK$2,860/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,014/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,209
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,529
−HK$1,339/mo
Today · 4.125%
HK$51,868
baseline
▲ 0.50% · 4.625%
HK$54,602
+HK$2,734/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,736/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,606
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,211
−HK$1,631/mo
Today · 4.125%
HK$54,842
baseline
▲ 0.50% · 4.625%
HK$58,179
+HK$3,337/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,684/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,411
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,950
−HK$1,562/mo
Today · 4.125%
HK$60,512
baseline
▲ 0.50% · 4.625%
HK$63,702
+HK$3,190/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,024/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,350
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,414
−HK$2,097/mo
Today · 4.125%
HK$70,511
baseline
▲ 0.50% · 4.625%
HK$74,801
+HK$4,290/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$141,022/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,814
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$75,793
−HK$2,009/mo
Today · 4.125%
HK$77,802
baseline
▲ 0.50% · 4.625%
HK$81,903
+HK$4,101/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,604/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,201 · Scale 2, in force from 26 Feb 2026)