LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,861
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,008
−HK$1,165/mo
Today · 4.125%
HK$39,173
baseline
▲ 0.50% · 4.625%
HK$41,557
+HK$2,384/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,346/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,008
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,108
−HK$1,116/mo
Today · 4.125%
HK$43,224
baseline
▲ 0.50% · 4.625%
HK$45,502
+HK$2,278/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,448/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,234
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,610
−HK$1,398/mo
Today · 4.125%
HK$47,008
baseline
▲ 0.50% · 4.625%
HK$49,868
+HK$2,860/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,016/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,210
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,529
−HK$1,339/mo
Today · 4.125%
HK$51,868
baseline
▲ 0.50% · 4.625%
HK$54,602
+HK$2,734/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,736/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,606
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,211
−HK$1,631/mo
Today · 4.125%
HK$54,842
baseline
▲ 0.50% · 4.625%
HK$58,179
+HK$3,337/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,684/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,411
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,951
−HK$1,562/mo
Today · 4.125%
HK$60,513
baseline
▲ 0.50% · 4.625%
HK$63,703
+HK$3,190/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,026/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,351
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$68,415
−HK$2,096/mo
Today · 4.125%
HK$70,511
baseline
▲ 0.50% · 4.625%
HK$74,802
+HK$4,291/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$141,022/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,814
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$75,794
−HK$2,008/mo
Today · 4.125%
HK$77,802
baseline
▲ 0.50% · 4.625%
HK$81,903
+HK$4,101/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,604/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,207 · Scale 2, in force from 26 Feb 2026)