LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,867
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,014
−HK$1,165/mo
Today · 4.125%
HK$39,179
baseline
▲ 0.50% · 4.625%
HK$41,563
+HK$2,384/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,358/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,015
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,115
−HK$1,115/mo
Today · 4.125%
HK$43,230
baseline
▲ 0.50% · 4.625%
HK$45,509
+HK$2,279/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,460/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,241
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,617
−HK$1,398/mo
Today · 4.125%
HK$47,015
baseline
▲ 0.50% · 4.625%
HK$49,876
+HK$2,861/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,030/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,217
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,537
−HK$1,340/mo
Today · 4.125%
HK$51,877
baseline
▲ 0.50% · 4.625%
HK$54,611
+HK$2,734/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,754/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,614
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,220
−HK$1,631/mo
Today · 4.125%
HK$54,851
baseline
▲ 0.50% · 4.625%
HK$58,189
+HK$3,338/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,702/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,420
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,960
−HK$1,563/mo
Today · 4.125%
HK$60,523
baseline
▲ 0.50% · 4.625%
HK$63,713
+HK$3,190/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,046/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,361
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$68,425
−HK$2,098/mo
Today · 4.125%
HK$70,523
baseline
▲ 0.50% · 4.625%
HK$74,814
+HK$4,291/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$141,046/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,826
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,806
−HK$2,009/mo
Today · 4.125%
HK$77,815
baseline
▲ 0.50% · 4.625%
HK$81,917
+HK$4,102/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,630/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,303 · Scale 2, in force from 26 Feb 2026)