LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,868
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,015
−HK$1,165/mo
Today · 4.125%
HK$39,180
baseline
▲ 0.50% · 4.625%
HK$41,564
+HK$2,384/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,360/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,015
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,115
−HK$1,116/mo
Today · 4.125%
HK$43,231
baseline
▲ 0.50% · 4.625%
HK$45,510
+HK$2,279/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,462/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,241
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,617
−HK$1,399/mo
Today · 4.125%
HK$47,016
baseline
▲ 0.50% · 4.625%
HK$49,876
+HK$2,860/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,032/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,218
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,538
−HK$1,339/mo
Today · 4.125%
HK$51,877
baseline
▲ 0.50% · 4.625%
HK$54,612
+HK$2,735/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,754/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,615
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,220
−HK$1,632/mo
Today · 4.125%
HK$54,852
baseline
▲ 0.50% · 4.625%
HK$58,189
+HK$3,337/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,704/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,421
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,961
−HK$1,562/mo
Today · 4.125%
HK$60,523
baseline
▲ 0.50% · 4.625%
HK$63,713
+HK$3,190/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,046/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,362
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,426
−HK$2,097/mo
Today · 4.125%
HK$70,523
baseline
▲ 0.50% · 4.625%
HK$74,815
+HK$4,292/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$141,046/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,827
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,807
−HK$2,009/mo
Today · 4.125%
HK$77,816
baseline
▲ 0.50% · 4.625%
HK$81,917
+HK$4,101/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,632/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,309 · Scale 2, in force from 26 Feb 2026)