LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,868
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,015
−HK$1,165/mo
Today · 4.125%
HK$39,180
baseline
▲ 0.50% · 4.625%
HK$41,564
+HK$2,384/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,360/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,016
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,116
−HK$1,116/mo
Today · 4.125%
HK$43,232
baseline
▲ 0.50% · 4.625%
HK$45,510
+HK$2,278/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,464/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,242
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,618
−HK$1,398/mo
Today · 4.125%
HK$47,016
baseline
▲ 0.50% · 4.625%
HK$49,877
+HK$2,861/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,032/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,219
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,539
−HK$1,339/mo
Today · 4.125%
HK$51,878
baseline
▲ 0.50% · 4.625%
HK$54,612
+HK$2,734/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,756/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,616
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,221
−HK$1,631/mo
Today · 4.125%
HK$54,852
baseline
▲ 0.50% · 4.625%
HK$58,190
+HK$3,338/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,704/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,422
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,962
−HK$1,562/mo
Today · 4.125%
HK$60,524
baseline
▲ 0.50% · 4.625%
HK$63,714
+HK$3,190/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,048/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,363
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,427
−HK$2,097/mo
Today · 4.125%
HK$70,524
baseline
▲ 0.50% · 4.625%
HK$74,816
+HK$4,292/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$141,048/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,828
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,808
−HK$2,009/mo
Today · 4.125%
HK$77,817
baseline
▲ 0.50% · 4.625%
HK$81,919
+HK$4,102/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,634/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,318 · Scale 2, in force from 26 Feb 2026)