LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,869
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,015
−HK$1,166/mo
Today · 4.125%
HK$39,181
baseline
▲ 0.50% · 4.625%
HK$41,565
+HK$2,384/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,362/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,016
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,116
−HK$1,116/mo
Today · 4.125%
HK$43,232
baseline
▲ 0.50% · 4.625%
HK$45,511
+HK$2,279/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,464/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,242
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,619
−HK$1,398/mo
Today · 4.125%
HK$47,017
baseline
▲ 0.50% · 4.625%
HK$49,878
+HK$2,861/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,034/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,219
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,539
−HK$1,339/mo
Today · 4.125%
HK$51,878
baseline
▲ 0.50% · 4.625%
HK$54,613
+HK$2,735/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,756/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,616
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,222
−HK$1,631/mo
Today · 4.125%
HK$54,853
baseline
▲ 0.50% · 4.625%
HK$58,191
+HK$3,338/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,706/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,422
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,962
−HK$1,563/mo
Today · 4.125%
HK$60,525
baseline
▲ 0.50% · 4.625%
HK$63,715
+HK$3,190/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,050/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,364
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,428
−HK$2,097/mo
Today · 4.125%
HK$70,525
baseline
▲ 0.50% · 4.625%
HK$74,816
+HK$4,291/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$141,050/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,829
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,809
−HK$2,009/mo
Today · 4.125%
HK$77,818
baseline
▲ 0.50% · 4.625%
HK$81,919
+HK$4,101/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,636/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,324 · Scale 2, in force from 26 Feb 2026)