LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,871
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,018
−HK$1,165/mo
Today · 4.125%
HK$39,183
baseline
▲ 0.50% · 4.625%
HK$41,567
+HK$2,384/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$78,366/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,018
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,118
−HK$1,116/mo
Today · 4.125%
HK$43,234
baseline
▲ 0.50% · 4.625%
HK$45,513
+HK$2,279/mo
Deposit HK$8.08M · loan HK$8.08M · min. income ≈ HK$86,468/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,245
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,621
−HK$1,398/mo
Today · 4.125%
HK$47,019
baseline
▲ 0.50% · 4.625%
HK$49,880
+HK$2,861/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,038/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,222
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,542
−HK$1,339/mo
Today · 4.125%
HK$51,881
baseline
▲ 0.50% · 4.625%
HK$54,616
+HK$2,735/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,762/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,619
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,225
−HK$1,631/mo
Today · 4.125%
HK$54,856
baseline
▲ 0.50% · 4.625%
HK$58,194
+HK$3,338/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,712/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,426
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,966
−HK$1,562/mo
Today · 4.125%
HK$60,528
baseline
▲ 0.50% · 4.625%
HK$63,719
+HK$3,191/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,056/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,367
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$68,432
−HK$2,097/mo
Today · 4.125%
HK$70,529
baseline
▲ 0.50% · 4.625%
HK$74,821
+HK$4,292/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$141,058/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,833
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,813
−HK$2,009/mo
Today · 4.125%
HK$77,822
baseline
▲ 0.50% · 4.625%
HK$81,924
+HK$4,102/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,644/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,359 · Scale 2, in force from 26 Feb 2026)