LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,873
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,020
−HK$1,165/mo
Today · 4.125%
HK$39,185
baseline
▲ 0.50% · 4.625%
HK$41,569
+HK$2,384/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,370/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,021
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,121
−HK$1,116/mo
Today · 4.125%
HK$43,237
baseline
▲ 0.50% · 4.625%
HK$45,516
+HK$2,279/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,474/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,247
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,624
−HK$1,398/mo
Today · 4.125%
HK$47,022
baseline
▲ 0.50% · 4.625%
HK$49,883
+HK$2,861/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,044/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,225
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,545
−HK$1,339/mo
Today · 4.125%
HK$51,884
baseline
▲ 0.50% · 4.625%
HK$54,619
+HK$2,735/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,768/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,622
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,228
−HK$1,631/mo
Today · 4.125%
HK$54,859
baseline
▲ 0.50% · 4.625%
HK$58,197
+HK$3,338/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,718/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,429
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,969
−HK$1,562/mo
Today · 4.125%
HK$60,531
baseline
▲ 0.50% · 4.625%
HK$63,722
+HK$3,191/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,062/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,371
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$68,435
−HK$2,098/mo
Today · 4.125%
HK$70,533
baseline
▲ 0.50% · 4.625%
HK$74,825
+HK$4,292/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$141,066/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,837
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,817
−HK$2,009/mo
Today · 4.125%
HK$77,826
baseline
▲ 0.50% · 4.625%
HK$81,928
+HK$4,102/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,652/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,392 · Scale 2, in force from 26 Feb 2026)