LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,873
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,020
−HK$1,166/mo
Today · 4.125%
HK$39,186
baseline
▲ 0.50% · 4.625%
HK$41,570
+HK$2,384/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,372/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,021
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,121
−HK$1,117/mo
Today · 4.125%
HK$43,238
baseline
▲ 0.50% · 4.625%
HK$45,517
+HK$2,279/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,476/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,248
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,624
−HK$1,399/mo
Today · 4.125%
HK$47,023
baseline
▲ 0.50% · 4.625%
HK$49,884
+HK$2,861/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,046/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,226
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,546
−HK$1,339/mo
Today · 4.125%
HK$51,885
baseline
▲ 0.50% · 4.625%
HK$54,620
+HK$2,735/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,770/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,623
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,229
−HK$1,631/mo
Today · 4.125%
HK$54,860
baseline
▲ 0.50% · 4.625%
HK$58,198
+HK$3,338/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,720/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,430
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,970
−HK$1,563/mo
Today · 4.125%
HK$60,533
baseline
▲ 0.50% · 4.625%
HK$63,723
+HK$3,190/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,066/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,372
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$68,437
−HK$2,097/mo
Today · 4.125%
HK$70,534
baseline
▲ 0.50% · 4.625%
HK$74,826
+HK$4,292/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$141,068/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,838
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$75,819
−HK$2,009/mo
Today · 4.125%
HK$77,828
baseline
▲ 0.50% · 4.625%
HK$81,930
+HK$4,102/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,656/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,403 · Scale 2, in force from 26 Feb 2026)