LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,874
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,021
−HK$1,166/mo
Today · 4.125%
HK$39,187
baseline
▲ 0.50% · 4.625%
HK$41,571
+HK$2,384/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,374/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,023
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,123
−HK$1,116/mo
Today · 4.125%
HK$43,239
baseline
▲ 0.50% · 4.625%
HK$45,518
+HK$2,279/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,478/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,249
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,626
−HK$1,398/mo
Today · 4.125%
HK$47,024
baseline
▲ 0.50% · 4.625%
HK$49,886
+HK$2,862/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,048/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,227
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,547
−HK$1,340/mo
Today · 4.125%
HK$51,887
baseline
▲ 0.50% · 4.625%
HK$54,622
+HK$2,735/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,774/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$606,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,624
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,230
−HK$1,632/mo
Today · 4.125%
HK$54,862
baseline
▲ 0.50% · 4.625%
HK$58,200
+HK$3,338/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,724/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,432
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,972
−HK$1,562/mo
Today · 4.125%
HK$60,534
baseline
▲ 0.50% · 4.625%
HK$63,725
+HK$3,191/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,068/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,374
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$68,439
−HK$2,097/mo
Today · 4.125%
HK$70,536
baseline
▲ 0.50% · 4.625%
HK$74,828
+HK$4,292/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$141,072/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,841
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,821
−HK$2,009/mo
Today · 4.125%
HK$77,830
baseline
▲ 0.50% · 4.625%
HK$81,932
+HK$4,102/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,660/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,421 · Scale 2, in force from 26 Feb 2026)