LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,876
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,023
−HK$1,165/mo
Today · 4.125%
HK$39,188
baseline
▲ 0.50% · 4.625%
HK$41,573
+HK$2,385/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,376/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,024
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,124
−HK$1,116/mo
Today · 4.125%
HK$43,240
baseline
▲ 0.50% · 4.625%
HK$45,520
+HK$2,280/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,480/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,251
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,627
−HK$1,399/mo
Today · 4.125%
HK$47,026
baseline
▲ 0.50% · 4.625%
HK$49,887
+HK$2,861/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,052/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,229
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,549
−HK$1,339/mo
Today · 4.125%
HK$51,888
baseline
▲ 0.50% · 4.625%
HK$54,624
+HK$2,736/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,776/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,626
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,232
−HK$1,632/mo
Today · 4.125%
HK$54,864
baseline
▲ 0.50% · 4.625%
HK$58,202
+HK$3,338/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,728/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,434
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,974
−HK$1,563/mo
Today · 4.125%
HK$60,537
baseline
▲ 0.50% · 4.625%
HK$63,727
+HK$3,190/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,074/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,376
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,441
−HK$2,098/mo
Today · 4.125%
HK$70,539
baseline
▲ 0.50% · 4.625%
HK$74,831
+HK$4,292/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$141,078/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,843
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$75,824
−HK$2,009/mo
Today · 4.125%
HK$77,833
baseline
▲ 0.50% · 4.625%
HK$81,935
+HK$4,102/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,666/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,442 · Scale 2, in force from 26 Feb 2026)