LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,876
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,023
−HK$1,166/mo
Today · 4.125%
HK$39,189
baseline
▲ 0.50% · 4.625%
HK$41,573
+HK$2,384/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,378/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,024
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,125
−HK$1,116/mo
Today · 4.125%
HK$43,241
baseline
▲ 0.50% · 4.625%
HK$45,520
+HK$2,279/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,482/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,251
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,628
−HK$1,398/mo
Today · 4.125%
HK$47,026
baseline
▲ 0.50% · 4.625%
HK$49,888
+HK$2,862/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,052/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,229
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,550
−HK$1,339/mo
Today · 4.125%
HK$51,889
baseline
▲ 0.50% · 4.625%
HK$54,624
+HK$2,735/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,778/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,627
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,233
−HK$1,631/mo
Today · 4.125%
HK$54,864
baseline
▲ 0.50% · 4.625%
HK$58,202
+HK$3,338/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,728/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,434
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,974
−HK$1,563/mo
Today · 4.125%
HK$60,537
baseline
▲ 0.50% · 4.625%
HK$63,728
+HK$3,191/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,074/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,377
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,442
−HK$2,098/mo
Today · 4.125%
HK$70,540
baseline
▲ 0.50% · 4.625%
HK$74,832
+HK$4,292/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$141,080/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,844
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,824
−HK$2,009/mo
Today · 4.125%
HK$77,833
baseline
▲ 0.50% · 4.625%
HK$81,936
+HK$4,103/mo
Deposit HK$1.62M · loan HK$14.55M · min. income ≈ HK$155,666/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,448 · Scale 2, in force from 26 Feb 2026)