LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,877
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,025
−HK$1,165/mo
Today · 4.125%
HK$39,190
baseline
▲ 0.50% · 4.625%
HK$41,575
+HK$2,385/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,380/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,026
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,126
−HK$1,116/mo
Today · 4.125%
HK$43,242
baseline
▲ 0.50% · 4.625%
HK$45,522
+HK$2,280/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,484/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,253
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,629
−HK$1,399/mo
Today · 4.125%
HK$47,028
baseline
▲ 0.50% · 4.625%
HK$49,890
+HK$2,862/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,056/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,231
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,551
−HK$1,340/mo
Today · 4.125%
HK$51,891
baseline
▲ 0.50% · 4.625%
HK$54,626
+HK$2,735/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,782/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,628
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,234
−HK$1,632/mo
Today · 4.125%
HK$54,866
baseline
▲ 0.50% · 4.625%
HK$58,204
+HK$3,338/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,732/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,436
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,977
−HK$1,562/mo
Today · 4.125%
HK$60,539
baseline
▲ 0.50% · 4.625%
HK$63,730
+HK$3,191/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,078/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,379
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,444
−HK$2,098/mo
Today · 4.125%
HK$70,542
baseline
▲ 0.50% · 4.625%
HK$74,834
+HK$4,292/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$141,084/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,846
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$75,827
−HK$2,009/mo
Today · 4.125%
HK$77,836
baseline
▲ 0.50% · 4.625%
HK$81,939
+HK$4,103/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$155,672/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,470 · Scale 2, in force from 26 Feb 2026)