LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,879
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,027
−HK$1,165/mo
Today · 4.125%
HK$39,192
baseline
▲ 0.50% · 4.625%
HK$41,577
+HK$2,385/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,384/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,028
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,128
−HK$1,117/mo
Today · 4.125%
HK$43,245
baseline
▲ 0.50% · 4.625%
HK$45,524
+HK$2,279/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,490/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,255
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,632
−HK$1,398/mo
Today · 4.125%
HK$47,030
baseline
▲ 0.50% · 4.625%
HK$49,892
+HK$2,862/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$94,060/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,234
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,554
−HK$1,339/mo
Today · 4.125%
HK$51,893
baseline
▲ 0.50% · 4.625%
HK$54,629
+HK$2,736/mo
Deposit HK$6.47M · loan HK$9.70M · min. income ≈ HK$103,786/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,631
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,237
−HK$1,632/mo
Today · 4.125%
HK$54,869
baseline
▲ 0.50% · 4.625%
HK$58,207
+HK$3,338/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,738/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,439
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,980
−HK$1,562/mo
Today · 4.125%
HK$60,542
baseline
▲ 0.50% · 4.625%
HK$63,734
+HK$3,192/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,084/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,383
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,448
−HK$2,098/mo
Today · 4.125%
HK$70,546
baseline
▲ 0.50% · 4.625%
HK$74,838
+HK$4,292/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$141,092/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,850
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$75,831
−HK$2,009/mo
Today · 4.125%
HK$77,840
baseline
▲ 0.50% · 4.625%
HK$81,943
+HK$4,103/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$155,680/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,501 · Scale 2, in force from 26 Feb 2026)